Boat
Insurance
Boating on the lakes and reservoirs in and around Loveland, CO, is a cherished summer pastime. At Advantage Insurance, we understand the unique needs of boat owners and offer comprehensive boat insurance policies to protect your investment. With a rich history dating back to the 17th century, boat insurance has evolved to provide tailored coverage for various watercraft. Much like car insurance, boat insurance offers protection against damages, liability, and more, ensuring you can navigate the waters with confidence.
Coverage Options
Physical Damage Coverage
Protects your boat against damages from collisions, theft, fire, and other perils, covering the cost of repairs or replacement. This ensures that your vessel remains in optimal condition without unexpected financial burdens.
Liability Coverage
Offers protection if you're responsible for injuries to others or damage to their property while operating your boat. This coverage helps with legal fees and potential settlements, providing financial security.
Medical Payments Coverage
Covers medical expenses for you and your passengers in the event of a boating accident, regardless of fault. This ensures prompt medical attention without added financial stress.
Uninsured Boater Coverage
Provides protection if you're involved in an accident with an uninsured or underinsured boater. This coverage helps cover medical expenses and damages that the other boater cannot pay for.
Personal Effects Coverage
Covers personal items on your boat, such as fishing equipment, electronics, and clothing, against loss or damage. This ensures that your belongings are protected while you're on the water.
