Auto Insurance
At Advantage Insurance, we understand that navigating the complexities of auto insurance can be daunting. That's why our dedicated team is here to simplify the process for you. With over four decades of experience serving Northern Colorado, we pride ourselves on treating our clients like family, ensuring you receive the best coverage tailored to your unique needs.
Coverage Options
Comprehensive Auto Insurance Coverage
Covers damages from theft, vandalism, fire, hail, and other non-collision incidents, keeping your vehicle protected from unexpected losses.
Collision Auto Insurance Coverage
Pays for repair or replacement costs if your vehicle is damaged in an accident, whether it's a collision with another car or an object like a fence or pole.
Medical Expense Coverage
Helps cover medical costs for you and your passengers after an accident, regardless of who is at fault, reducing out-of-pocket expenses for hospital visits and treatments.
Family Compensation Coverage
Provides financial assistance to loved ones in case of severe injury or loss of life resulting from an auto accident, offering essential support during difficult times.
Liability Car Insurance
Protects you if you're at fault in an accident by covering bodily injury and property damage claims made against you, ensuring you meet Colorado’s legal insurance requirements.
Property Damage Liability
Covers damages you cause to another person's vehicle, home, or other property, helping you avoid costly out-of-pocket expenses after an accident.
Bodily Injury Liability Coverage
Pays for medical expenses, lost wages, and legal fees if you are responsible for injuries to another person in an accident.
Uninsured and Underinsured Motorist Coverage
Protects you if you're in an accident caused by a driver with little or no insurance, covering medical expenses and vehicle damage that their policy can’t pay for.
Personal Injury Protection (PIP) or No-Fault Insurance
Covers medical expenses, lost wages, and other related costs, regardless of who caused the accident, ensuring financial support during recovery.
Towage and Labor Coverage
Assists with roadside emergencies like towing, battery jump-starts, and flat tire changes, ensuring you’re never stranded due to an unexpected breakdown.
